This Privacy Policy explains how FutureWorth AI ("we," "us," or "our") collects, uses, and protects information when you use our website and wealth projection calculator ("the Service").
1. Information We Collect
Information You Provide
When you create an account, we collect your email address and password (stored as a secure hash — we never store plain-text passwords). If you run and save a wealth projection, we store the financial inputs you enter (age, income, savings, investment amounts, career path, risk level) and the resulting projections.
Information Collected Automatically
When you visit our website, we may automatically collect:
- Browser type and version
- Operating system
- Referring URL
- Pages visited and time spent
- IP address (anonymized where possible)
Cookies
We use cookies and similar technologies to keep you logged in, remember your preferences, and serve relevant advertisements through Google AdSense. You can disable cookies in your browser settings, though some features of the Service may not work correctly.
2. How We Use Your Information
We use the information we collect to:
- Provide, maintain, and improve the Service
- Save and display your past wealth projections when you're logged in
- Generate anonymous aggregate statistics for the community leaderboard
- Send you account-related emails (confirmation, password reset)
- Display relevant advertisements via Google AdSense
- Comply with legal obligations
We do not sell your personal data to third parties. We do not use your financial inputs for marketing or targeting purposes.
3. Google AdSense & Third-Party Advertising
We use Google AdSense to display advertisements on our website. Google may use cookies to serve ads based on your prior visits to this and other websites. You can opt out of personalized advertising by visiting Google Ads Settings.
For more information on how Google uses data, see Google's Privacy Policy.
4. Data Storage & Security
Your account data and saved projections are stored securely using Supabase, which provides enterprise-grade security including row-level security policies (meaning only you can access your own data), encrypted connections (TLS), and regular security audits.
While we take reasonable precautions to protect your data, no internet transmission or storage system is 100% secure. We encourage you to use a strong, unique password for your account.
5. Data Retention
We retain your account information and saved projections for as long as your account is active. You may delete individual projections at any time from the History panel. To delete your entire account and all associated data, contact us at the email below.
6. Your Rights
Depending on your location, you may have the right to:
- Access the personal data we hold about you
- Correct inaccurate data
- Request deletion of your data
- Object to or restrict our processing of your data
- Data portability
To exercise any of these rights, please contact us using the details in Section 8.
7. Children's Privacy
The Service is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately.
8. Contact Us
If you have questions about this Privacy Policy or wish to exercise your data rights, please contact us via our Contact page.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by posting a notice on the website and updating the "Last updated" date above. Continued use of the Service after changes constitutes acceptance of the updated policy.